Blog - Dave Schultz

First Time Homebuyer, Foreclosure Resources, Senior Resources

Understanding Your Monthly Mortgage Statement – by Fannie Mae

Understanding Your Monthly Mortgage Statement View Sample Mortgage Statement Review your mortgage statement each month so you can spot any changes and stay in-the-know about your loan. What’s included in your monthly mortgage statement? Contact information for your mortgage servicer — the company that receives your mortgage payments each month Payment breakdown, including the amount due […]
First Time Homebuyer, Foreclosure Resources, Home Maintenance, Senior Resources

Indoor Air Quality Solutions for Your Home

Indoor Air Quality Solutions for Your Home (Article from: houselogic by REALTORS®) You may not know it, but your home could have indoor air pollution. Here’s how to clear the air. You probably clean your home regularly, but your indoor air quality could benefit from a thorough cleaning, too. Recent studies point to why: The […]
Home Maintenance, Senior Resources

Future-Proof Designs: Home Upgrades for Longevity, Aging in Place

SRES® Staff, Mar 1, 2024 With most people wanting to age in place—55% of baby boomers have no plans to move, says a Leaf Home and Morning Consult report, 2024 Generational Divides in Homeownership Report. The top reasons for baby boomers staying put include: No need to move (79%) Close to family (34%) Too expensive […]
First Time Homebuyer, Home Maintenance, Housing Market, Senior Resources

Downsizing Tips For Seniors

Downsizing Tips for Seniors As we age, most older adults will consider the option of downsizing or moving to a smaller space. Roughly 51 percent of retirees ages 50 and over move into smaller homes after retirement,1 but many older adults don’t want to move. Sixty-four percent of seniors say they plan to stay in their […]

First Time Homebuyer Understanding Your Monthly Mortgage Statement – by Fannie Mae Understanding Your Monthly Mortgage Statement View Sample Mortgage Statement Review your mortgage statement each month so you can spot any changes and stay in-the-know about your loan. What’s included in your monthly mortgage statement? Contact information for your mortgage servicer — the company that receives your mortgage payments each month Payment breakdown, including the amount due […]

First Time Homebuyer Indoor Air Quality Solutions for Your Home Indoor Air Quality Solutions for Your Home (Article from: houselogic by REALTORS®) You may not know it, but your home could have indoor air pollution. Here’s how to clear the air. You probably clean your home regularly, but your indoor air quality could benefit from a thorough cleaning, too. Recent studies point to why: The […]

Home Maintenance Future-Proof Designs: Home Upgrades for Longevity, Aging in Place SRES® Staff, Mar 1, 2024 With most people wanting to age in place—55% of baby boomers have no plans to move, says a Leaf Home and Morning Consult report, 2024 Generational Divides in Homeownership Report. The top reasons for baby boomers staying put include: No need to move (79%) Close to family (34%) Too expensive […]

First Time Homebuyer Downsizing Tips For Seniors Downsizing Tips for Seniors As we age, most older adults will consider the option of downsizing or moving to a smaller space. Roughly 51 percent of retirees ages 50 and over move into smaller homes after retirement,1 but many older adults don’t want to move. Sixty-four percent of seniors say they plan to stay in their […]

First Time Homebuyer Downsizing Tips For Seniors SeniorLiving.org is compensated when you click on the provider links listed on this page. This compensation does not impact our ratings or reviews. Read our Editorial Guidelines here to learn more about our review process and to learn more about how we are compensated. Downsizing Tips for Seniors As we age, most older adults will consider the option […]

First Time Homebuyer How can a Senior Real Estate Specialist (SRES®) help you? A Seniors Real Estate Specialist® (SRES®) is uniquely qualified to help you take the next step. As someone over the age of 50, your needs aren’t the same as a first-time homebuyer or seller. You might be looking to retire, downsize, or join an active adult community. Whatever reason you may have for considering a move, […]

First Time Homebuyer Before Winter Checklist – CenterPoint Energy Tuesday, August 29, 2023 -The days are getting cooler, and the sun is setting sooner, which means winter is just around the corner. Have you thought about what needs to get done around your home before the snow comes? Start with our suggestions below! Change your furnace filter If you didn’t change your filter at […]

Senior Resources “Voice of Experience” Newsletter for Seniors Welcome to the New City of Coon Rapids Senior Voice of Experience Newsletter! Extra Extra! The new Senior Voice of Experience Newsletter is here! This edition has all new speakers, classes, events, trips and more! Check it our with the link below and see what we have planned for September and October! The “Voice of […]

Housing Market Keeping Current Matters Article The True Cost of Selling Your House on Your Own Selling your house is no simple task. While some homeowners opt to sell their homes on their own, known as a FSBO (For Sale by Owner), they often encounter various challenges without the guidance of a real estate agent. If you’re currently considering selling your […]

Housing Market Minnesota Realtors May 2023 Housing Report By: MNR News Inventory Ticks Up as Closed Sales Stall in May By MNR News posted 6.15.2023 MINNEAPOLIS (June 15, 2023) — As temperatures rose and flowers bloomed, the real estate market in Minnesota stayed relatively cool during the month of May. Closed sales fell by almost 26% compared to the same period last year, ending the month at 5,773. New listings were also down 15.3%, while pending sales dropped about 16%. But inventory ticked up to 1.9 months’ […]

Senior Resources Estate planning, Financial Considerations for Multigenerational Households When you’re creating a multigenerational household, you focus so much on finding the right neighborhood and home and determining the renovations that will make aging in place safe for your loved ones. What often gets overlooked are financial and estate planning considerations. After all, just divvying up routine expenses like groceries, dinners out, home repairs, […]

Senior Resources Easing Caregiving Stress If you’re among the battalion of unpaid caregivers, you’re likely familiar with the physical, psychological, and financial toll associated with caring for a family member. November’s National Family Caregivers Month, designed to recognize the day-to-day sacrifices caregivers make, features the theme “Caregiving Around the Clock” this year. Find ways to care for yourself and make […]

Senior Resources Make Your Kitchen Age-friendly The effects of aging start slowly, and often it’s all the bending and lifting in the kitchen when you start feeling some physical limitations. If you’re exploring aging-in-place kitchen solutions – modifying an existing kitchen or deciding what to incorporate in a renovation – Lowe’s Livable Home (https://www.lowes.com/l/shop/accessible-home-resources-and-guides), a collaboration between AARP and Lowe’s, gives you a good […]

Senior Resources Three Ways to Benefit from Low Interest Rates Even if you’re not in the market for a new primary home, you can still cash in on the historically low interest rates we’re experiencing. Start with an online calculator (here’s one: https://www.bankrate.com/calculators/mortgages/refinance-calculator.aspx) to see whether it makes sense to refinance or take money out of your home. Here are three possible uses for your home […]